Crypto.com Taxes: How to File Your Crypto Tax Report
Crypto.com does not withhold taxes or file reports on your behalf. Every trade, staking reward and Earn payout is your responsibility. CoinTracking imports your full Crypto.com history, calculates gains and losses, and generates a tax report ready for your country.
See Exactly How To Import Your Crypto.com Account
Watch how to connect your Crypto.com Exchange account to CoinTracking via API and get a tax report ready in minutes.
Start Your Free Crypto.com Import- Every crypto trade on Crypto.com is a taxable disposal in most EU countries. Capital gains tax applies when you sell, swap or spend crypto.
- Staking rewards, Earn payouts and cashback received in CRO or other crypto are taxable as income in most EU jurisdictions, at the point you receive them.
- Transfers between your own wallets are not taxable events. Buying crypto with fiat is not a taxable event.
- The Crypto.com API only exports trades. To import staking rewards, Earn payouts and cashback transactions, use the CSV App Import with a transaction history export from the Crypto.com app. Under DAC8, EU exchanges are required to report user data to tax authorities from 2026.
Crypto.com and Your Tax Obligations
Crypto.com is one of the world's largest crypto platforms, offering a full-featured exchange, a Visa card with CRO cashback rewards, staking, Earn products and a DeFi wallet — all within a single ecosystem. Its broad range of reward-generating products means users often have a mix of trading gains and taxable income to report.
Crypto.com does not withhold taxes or file reports on your behalf. You are responsible for tracking every transaction, calculating gains and losses, and declaring them to your national tax authority.
CoinTracking supports the full Crypto.com import in three ways:
- API Exchange Import: connect automatically via API Key and Secret — note that the API currently only exports trades
- CSV App Import: upload a transaction history CSV from the Crypto.com app, covering staking rewards, Earn payouts, cashback and other non-trade transactions
- CSV Exchange Import: upload a trades CSV export directly from the Crypto.com Exchange
Crypto Tax Basics: What EU Investors Need to Know
Tax rules for crypto vary across EU member states. These three principles apply broadly, but always verify the specifics with your local tax authority or a qualified advisor.
Trading crypto is a taxable disposal
In most EU countries, every sale, swap or spending of crypto is a taxable event. Capital gains tax applies to the difference between what you paid (cost basis) and what you received. Transfers between your own wallets do not trigger tax.
Staking, Earn and cashback are taxable income
When you receive Crypto.com staking rewards, Earn payouts or CRO cashback from card spending, that income is typically taxable at the point of receipt, based on the market value at that time. The later sale of those tokens is treated as a separate capital gain.
Records are your responsibility
EU crypto exchanges are required under DAC8 to report transaction data to national tax authorities from 2026. Accurate records remain your responsibility. CoinTracking maintains a complete, dated audit trail of every Crypto.com transaction — including staking rewards, Earn payouts and cashback.
Crypto.com Taxes by Country
Crypto tax rules differ by market. Below are the key rates, deadlines and filing forms for the countries where CoinTracking users trade most actively on Crypto.com.
Germany
- Disposal tax: Personal income tax rate (up to 45%); gains are tax-free if held longer than 1 year (Haltefrist)
- Annual exemption: Gains up to €600/year are tax-free
- Staking/Earn income: Taxed as other income (Sonstige Einkünfte)
- Cost basis: FIFO
- Authority: Finanzamt
- Forms: Anlage SO, Anlage KAP
United Kingdom
- Capital Gains Tax: 18% (basic rate) or 24% (higher rate) from October 2024
- Annual exempt amount: £3,000 (2024/25 onward)
- Staking/Earn income: Income Tax at marginal rate
- Cost basis: Section 104 pool (HMRC rules)
- Authority: HMRC
- Forms: Self Assessment SA100, SA108
Spain
- Savings income (IRPF): 19% up to €6,000; 21% up to €50,000; 23% up to €200,000; 27% up to €300,000; 28% above
- Foreign crypto disclosure: Modelo 721 required if portfolio exceeds €50,000 abroad
- Staking/Earn income: Taxed as savings income (rendimientos del capital)
- Authority: Agencia Tributaria (AEAT)
- Forms: Modelo 100 (IRPF), Modelo 721
Poland
- Flat rate: 19% on all crypto gains (no holding period exemption)
- Loss carryforward: Up to 5 years
- Staking/Earn income: Taxed as capital income at 19%
- Cost basis: FIFO
- Authority: Urząd Skarbowy
- Form: PIT-38
Italy
- Flat rate: 26% on gains exceeding €2,000/year (from 2023)
- Foreign holdings disclosure: Quadro RW required if portfolio exceeds €15,000
- Staking/Earn income: Taxed as capital income at 26%
- Authority: Agenzia delle Entrate
- Forms: Quadro RT (gains), Quadro RW (foreign holdings)
Portugal
- Disposal tax: 28% on gains from crypto held less than 1 year (from 2023)
- Long-term holding: Tax-free on disposal if held 1 year or longer
- Staking/Earn income: Taxed at 35% flat rate or progressive income tax rates
- Authority: Autoridade Tributária (AT)
- Forms: Modelo 3, Anexo G or Anexo J
United States
- Short-term gains (held under 1 year): Ordinary income tax (10-37%)
- Long-term gains (held 1 year or longer): 0%, 15%, or 20% depending on income
- Staking/Earn rewards: Taxable as ordinary income when received
- Cost basis: FIFO (default); specific identification permitted
- Authority: IRS
- Forms: Form 8949, Schedule D
France
- Flat 30% tax (PFU): Gains from crypto disposals are subject to the prelevement forfaitaire unique (PFU) — 12.8% income tax + 17.2% social charges.
- No exemption for holding period: Unlike Germany, there is no tax-free threshold after 1 year.
- Staking/Earn income: Taxed as BNC (non-commercial income) if received regularly; otherwise as capital gains.
- Authority: Direction generale des Finances publiques (DGFiP). Declare via Formulaire 2086.
Austria
- 27.5% capital gains tax: Since March 2022, crypto is taxed like shares — a flat 27.5% KeSt (Kapitalertragsteuer) applies to gains.
- Old coins grandfathered: Crypto acquired before 28 February 2021 is tax-free on disposal.
- Staking/Earn income: Treated as capital income, also taxed at 27.5%.
- Authority: Finanzamt Austria. Report via Einkommensteuererklarung (E1 / E1kv).
Tax rules change frequently. This overview is for general information only and does not constitute tax advice. Consult a qualified advisor for your specific situation.
Are Crypto.com Transactions Taxable?
In most EU countries, crypto is treated as an asset: disposing of it can trigger capital gains tax, and earning it can count as income. Use this as a starting reference. The exact rules vary by country.
Taxable Events
- Selling crypto for fiat (EUR, GBP, USD, etc.)
- Swapping crypto for crypto
- Staking rewards and Earn payouts
- CRO cashback from card spending
- Airdrops received in exchange for an action
- Using crypto to pay for goods or services
Not Taxable
- Buying and holding crypto
- Transferring crypto between your own wallets
- Depositing fiat to Crypto.com
- Receiving crypto as a personal gift
Tax treatment varies by country. CoinTracking applies the rules for your selected jurisdiction automatically.
How to Calculate Your Crypto.com Taxes
Crypto.com users typically have a wide mix of transaction types: exchange trades, staking rewards, Earn payouts and CRO cashback from card spending — each with different tax treatment. Trading gains are capital gains; staking and Earn income is taxed at receipt.
The core calculation is: take what you received (proceeds), subtract what you paid (cost basis, calculated with FIFO), and the result is your taxable gain or loss. For staking rewards, Earn payouts and cashback, the taxable amount is the market value at the time of receipt.
CoinTracking automates this across your full Crypto.com history — combining API and CSV imports — and produces a report your accountant or local tax authority will accept.
How to Import Crypto.com into CoinTracking
Three steps to connect your Crypto.com account and sync all transactions automatically.
- 1
Log into CoinTracking and open Imports
After logging in, click the Import icon in the left navigation. This is where you connect all your exchanges, wallets and blockchains.
- 2
Search for Crypto.com
Type Crypto.com in the search field and select it from the results.
- 3
Connect via API or CSV
For exchange trades via API: log in to Crypto.com and go to https://crypto.com/exchange/user/account-management/account-api-management. Click Create a new API key, enter a label and your 2FA code, then click Create API. Copy your API Secret first and paste it into the Your Secret field in CoinTracking. Then click Edit on the created API job in Crypto.com to retrieve your API Key, paste it into CoinTracking, and click Save. For app transactions such as staking rewards, Earn payouts and cashback, use the CSV App Import tab with a transaction history export from the Crypto.com app. Import typically completes in 10 minutes.
"CoinTracking can handle just about any complex transaction type — staking, DeFi, CEX trades — everything is tracked and calculated automatically."
How to Create Your Crypto.com
Tax Report with CoinTracking
Three steps from a fresh account to a tax report your accountant will accept.
Connect Crypto.com via API and CSV
Log into CoinTracking, go to Imports and search for Crypto.com. Use the API Exchange Import for exchange trades — create an API key with 2FA at the Crypto.com Exchange settings. For staking rewards, Earn payouts and cashback, use the CSV App Import tab with a transaction export from the Crypto.com app.
Review your transactions
Open Reports and Validate Transactions. CoinTracking flags missing cost basis entries, duplicate imports and price gaps so your final report is accurate.
Generate and export your tax report
Select your country and tax year. CoinTracking generates a report formatted for your jurisdiction: PDF or Excel, ready to file or hand to your accountant.
In most EU countries, yes. Every crypto sale, swap or disposal on Crypto.com is a taxable event. Capital gains tax applies on the difference between your cost basis and proceeds. Tax-free thresholds and rates vary by country.
From 2026, EU crypto exchanges are required under DAC8 to report user transaction data to national tax authorities. Outside the EU, Crypto.com shares data with authorities under international information exchange agreements. Your trading history is increasingly visible to tax authorities.
In most EU jurisdictions, Crypto.com staking rewards, Earn payouts and cashback rewards are taxable as income when you receive them, based on the market value at that point. The later sale of those rewards triggers a separate capital gain or loss. For US users, the IRS treats staking and Earn rewards as ordinary income.
Log into CoinTracking, go to Imports and search for Crypto.com. For exchange trades, use the API Exchange Import: go to https://crypto.com/exchange/user/account-management/account-api-management, click Create a new API key, enter a label and your 2FA code. Copy your API Secret first, then click Edit on the created job to retrieve the API Key. For app transactions (staking, Earn, cashback), use the CSV App Import with a CSV export from the Crypto.com app.
The Crypto.com Exchange API currently only exports trade transactions. To import staking rewards, Earn payouts, cashback and other non-trade transactions, you need to use the CSV App Import with a transaction history export from the Crypto.com app.
Yes. In most EU countries and in the US, realised losses from crypto can be offset against gains in the same tax year. Rules on carrying losses forward vary by country. CoinTracking calculates and reports both gains and losses automatically.
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